Considering an Option One Mortgage?
Option One Mortgage Corporation originates loans on a wholesale and correspondent
basis through a network of 43,000 approved brokers and through relationships with national
financial institutions. They reach homebuyers nationally through their wholesale, national accounts,
correspondent and H&R Block Mortgage Corp. offices. Option One's corporate office is in
Irvine, California...and with over over $70 billion in assets under management, Option One Mortgage Corporation
consistently ranks in the top five originators of non-prime residential mortgage loans by volume.
But does being 'bigger' make Option One 'better'?
Or does having more shareholders mean they have a more strict 'bottom line'?
You be the judge. In the meantime we'll simply offer you a guarantee: That we can
beat the rate of any Option One Mortgage loan by at least
.25%...with out
charging any more fees than OPtion One normally charges.
This guarantee is part of our
'Beat The Banks' program.
All you have to do is fill out our Quick Online Application and we'll do the rest...
So fill out our Option One
Mortgage
Quick App & Beat The Banks!
Or you can skip over the online application and speak with a specialist immediately by
calling this number toll free:

Important Disclaimer: We are not Option One Mortgage Corporation nor are we a
direct affiliate of Option One Corporation or
any of its subsidiaries. We are a mortgage brokerage that is licensed appropriately in our
states of business and are duly approved to broker loans to Option One Mortgage Corporation.
Option One Corporation Mortgage Rates are beaten - That's Our Loan Guarantee
Use our
Mortgage Calculator with Taxes and Insurance |
Current vs New Offer |
Compare Up To 4 Offers
Your source for low
mortgage rates.
We guarantee to beat the published rate of any of the Banks listed below by at least .25% with out charging any more than the fees charged by that particular bank.
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Ameriquest
Bank of America
Chase
GMAC
Greenpoint
National City
New Century
Option One
Regions Bank
SunTrust
Wachovia
Washington Mutual
Wells Fargo
World Savings Bank
US Bank
Below you will find a list of common loan programs. Follow the link of a given
Bankruptcy Laws
program to read
detailed explanations about that type of mortgage.
As well, you will find a
Mortgage Glossary located in the bottom section of this bankruptcy page.
- Fixed Rate Mortgage - What does the term 'Fixed Rate' specifically mean and what are the benefits of having a Fixed Rate Mortgage?
- Adjustable Rate Mortgage - Also known as ARM's or Variable Rate Mortgage. Explains advantages, common terms; what is a Negative Amortization Mortgage (Neg-Am); includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR
- Balloon Mortgage - What is a Balloon Morgage? When would it make sense for you?
- Home Equity Loan - 2nd Mortgage - Explains the difference between a Home Equity Loan (Home Equity Line of Credit or 'HELOC') and a 2nd Mortgage, as well as which may be best for you
- FHA - VA Mortgage - Covers government sponsored programs and their benefits. Includes FHA, VA, Cal Vet, as well as other state specific and local programs
- Documentation Options - What are the differences between Full Documentation (Full Doc), Limited Documentation (Limited Doc or 'Lite Doc'), Stated Income and 'No Income No Asset' (NINA) programs?
Option One: Beat The Rates On Your California Mortgage Loan